At Orchard Dental Practice, we believe that money should never be an obstacle to dental health. For this reason, we offer attractive finance packages to our patients. Please do not hesitate to ask us for more details.
Our range of facilities enable you to get the treatment you want - the right treatment - and pay for it over an appropriate period, ranging from over 6 months to 5 years
- 0% Credit (up to 12 months)
- Low Rate Loans (over 5 years)
- Buy Now – Pay Later (pay nothing for 6 months!)
Interest-free and low cost payment plans to pay for your treatment
Are you one of the thousands of patients considering cosmetic, aesthetic, orthodontic or dental implant work? If so, you might be interested in a service that we provide right here - interest-free and low cost payment plans to fund your dental treatment.
As innovative and potentially much more affordable alternatives to traditional options, our range of facilities enable you to get the treatment you want - the right treatment - and pay for it over an appropriate period. Sounds interesting, doesn't it?
The benefits: at a glance
For anyone considering using our interest-free or low cost loan facility to fund their private dental treatment, the benefits are clear:
- You get the treatment you want
- You get to spread the cost of that treatment over a suitable period
- Interest-free and low cost loans can be a much more affordable alternative to credit cards or bank loans
- It's easy to apply and simple to repay by Direct Debit
Can it be used for any treatment?
Yes, but it is particularly useful for cosmetic dentistry, orthodontic work and implants. You can borrow any amount from £350 upwards, subject to status. You need to be over 21 to apply, and you must have lived in the UK for at least 3 years.
Dependent upon facility you can borrow typically between £250 and £50,000 (subject to credit application). How much can I borrow?
With our 0% facility you pay the cost of your dental treatment - no more and no less. Interest-free means just that! In terms of the low cost facilities, we provide you with a quotation that shows the monthly payment and the total interest payable over the term of the loan. There are no hidden costs and no deposit is required! How much will I pay?
Do I have to pay a deposit?
A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.
How do I apply?
The practice staff will complete a simple, online application process with you. This will only take a few minutes. The information is transmitted to the lender immediately and a reply is usually received by return. Credit is subject to status. When approved, you can either sign a credit agreement that the practice print for you, or have it emailed for you to complete at home.
When can I start the treatment?
Immediately - as soon as the credit agreement has been signed.
How do I make repayments?
Repayments are made by monthly direct debit, starting one month after you sign the credit agreement.
What if I decide that I don’t want the finance?
There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.
Who provides the finance?
The finance is arranged through Dental Finance., a company authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking, the lender is Hitachi.
Are you registered with the Financial Conduct Authority?
Yes, we are registered with the FCA, so you have full peace of mind when taking our dental finance.